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Loan Against Property

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Loan Against Property

Unlock the value of your residential or commercial property with high-value secured loans at the lowest interest rates.

 
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9.2% onwards

Interest Rate

Up to ₹10 Crores

Loan Amount

Up to 18 Years

Tenure

Key Features

High Loan Value

Get up to 70% of your property’s market value as loan.

Lower Interest Rates

Secured loans mean significantly lower rates than personal loans.

 

Multipurpose Usage

Use funds for business expansion, education, medical, or debt consolidation.

Long Tenure

Repayment tenure up to 18 years for comfortable EMIs.

Overdraft Option

Get an OD facility and pay interest only on amount utilized.

Property Retained

Continue using your property while the loan is active.

Benefits

  • Interest rates starting from 9.2% p.a.
  • Loan amount up to ₹10 crores
  • No restriction on end-use of funds
  • Both residential and commercial property accepted
  • Balance transfer at lower rates available
  • Free property valuation by empanelled valuers

Eligibility

  • Indian resident aged 25–65 years
  • Property should be free from any legal dispute
  • Minimum property ownership of 5 years (preferred)
  • Salaried or self-employed individuals
  • Good credit score (700+)
  • No recent loan defaults

Documents Required

  • Property ownership documents
  • Last 3 years ITR / salary slips
  • Property valuation report
  • NOC from housing society (if applicable)
  • PAN Card & Aadhaar Card
  • Last 12 months bank statements
  • Approved building plan
  • KYC documents

Ready to Apply?

Get in touch with our experts and let us help you find the best loan against property deal.

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