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Education Loan

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Education Loan

Invest in your future with education loans covering tuition fees, living expenses, and more for studies in India and abroad.

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8.15% onwards

Interest Rate

Up to ₹1.5 Crores

Loan Amount

Up to 15 Years

Tenure

Key Features

India & Abroad

Loans for studies at top universities in India and overseas.

Covers All Expenses

Tuition, hostel, books, travel, and living expenses covered.

Moratorium Period

Start repaying only after course completion + 6 months.

Collateral-Free Options

Loans up to ₹7.5 lakhs without any collateral.

Tax Benefits

Interest paid is tax-deductible under Section 80E.

Vidyalakshmi Portal

We help you apply through the government portal for better rates.

Benefits

  • Interest rates starting from 8.15% p.a.
  • Up to 100% of course fees covered
  • Moratorium during study + 6 months grace period
  • Tax deduction on interest under Section 80E
  • Loans for UG, PG, MBA, MS, PhD, and professional courses
  • Assistance with admission and visa documentation

Eligibility

  • Indian national with confirmed admission
  • Age: 16–35 years
  • Admission to recognized institution in India or abroad
  • Co-applicant (parent/guardian) required
  • Good academic track record
  • Valid KYC for both applicants

Documents Required

  • Admission letter from institution
  • Mark sheets of last qualifying exam
  • Income proof of co-applicant
  • Collateral documents (if applicable)
  • Fee structure from college
  • PAN & Aadhaar of student and co-applicant
  • Last 6 months bank statements of co-applicant
  • Passport & visa (for abroad studies)

Ready to Apply?

Get in touch with our experts and let us help you find the best education loan deal.

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